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What is Usance LC in Export Business? A Usance Letter of Credit (LC) is a type of payment term used in export business where the buyer is allowed a credit period to pay the seller after receiving the goods. Instead of immediate payment (like in sight LC), usance LC provides a deferred payment option usually 30, 60, or 90 days from the shipment date or bill of lading date. This arrangement helps buyers manage their cash flow better, while exporters still get payment security through the bank guar
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