Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Life insurance is a financial product that can offer invaluable protection and peace of mind for you and your loved ones. However, this type of coverage comes at an extra cost, so it's crucial to do ...

Steps to take to get a policy issued quickly and smoothly.

Buying life insurance is a major decision that requires careful planning. By asking these questions, you can ensure that you are making an informed choice. Making good choices with life insurance can ...

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common threads among life insurance policies can give you the big picture of how ...

Life insurance might seem like an unnecessary expense, but having it can grant you peace of mind, especially if you have people depending on you financially. And while you might assume it costs a lot ...

Life insurance is an important part of a well-rounded financial plan. While it can be an emotionally difficult topic to contemplate, life insurance provides a degree of protection for loved ones in ...

More than a quarter of U.S. adults live with a disability, according to the Centers for Disease Control and Prevention (CDC).

We looked at term and permanent life policies to identify the top life insurance companies overall ...

Life insurance rates for marijuana users vary based on frequency, method of use and the insurer.