The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

Credit has long been the passport to economic opportunity. Yet over 26 million Americans have no credit history, limiting their access to mainstream financial products and forcing reliance on costly ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Affirm and FICO took the first steps to incorporating short-term buy now/pay later loans into borrowers' credit scores earlier this year, but it will take time before lenders start incorporating them ...

Block announced it’s selling its Cash App Score to third-party lenders. It could be one of the more interesting ...