Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Stafford Loans are also known as Direct Loans. They’re federal loans provided by the U.S. government to help students pay the costs of college. There are two types of Stafford loans subsidized and ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Federal Direct PLUS Loans are available to graduate or professional students (Grad PLUS) and parents of dependent undergraduate students (Parent PLUS). Direct PLUS loans can help cover the remaining ...

Law school students often require loans to cover the expenses of completing their degree. Federal options for law school loans include Direct Unsubsidized Loans and Graduate Plus loans. Private ...

Federal Direct Loans offer lower interest rates and added protections compared to private loans. Direct Loans come in four types, including subsidized, unsubsidized, PLUS, and consolidation.

Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...