Only 1.76% of Americans have a perfect credit score. Here's why you don't need one, and what matters more for your financial life.

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what matters more.

A 600 credit score is in the fair credit range, so it’s not considered a good score. You can take action to improve your ...

Is your credit score good enough? Here’s what experts say - Having a good credit score opens the door for lower interest ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

The credit-scoring industry has often brought confusion to consumers who have no idea that there are different kinds of credit scores — many of which are not the actual numbers used by lenders. Many ...

If you’ve ever read your own credit report, you know it contains a lot of information. In fact, it isn’t uncommon for a credit report to be 10 pages -- or much longer. Although it’s a great idea to ...

Credit scores are based on information from your credit reports. They can go up or down each month depending on normal ...

In many sports, it's possible to play a game that can be counted as "perfect." Knock down 120 pins with 12 bowls in 10-pin bowling and you've bowled a perfect game. Retire all 27 batters without ...

The national average credit score fell to 717, according to a new report from FICO. Credit scores had steadily improved for a decade, but increases in missed borrower payments and rising consumer debt ...